Privacy Policy

FACTS WHAT DOES MEMBERS FIRST FEDERAL CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number and Chex Systems
  • Account Balances and Payment History
  • Credit History and Credit Score
When you are no longer our customer, we continue to share your information as described in this notice.
How? All financial companies need to share members personal information to run their everyday business. In the section below, we list the reasons financial companies can share their Members personal information; the reasons OK Members First FCU chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does OK Members First FCU share? Can you limit this sharing?
For our everyday business purposes—
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus		 Yes No
For our marketing purposes—
to offer our products and services to you		 Yes No
For joint marketing with other financial companies No N/A
For our affiliates’ everyday business purposes—
information about your transactions and experiences 		No N/A
For our affiliates’ everyday business purposes—
information about your creditworthiness		 No N/A
For nonaffiliates to market to you No N/A

Questions?

Call 918-663-2050 or go to www.omffcu.org

Who we are
Who is providing this notice? OK Members First Federal Credit Union
What we do
How does OK Members First FCU protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured fi les and buildings.
How does OK Members First FCU collect my personal information? We collect your personal information, for example, when you
  • Open account or apply for a loan
  • Pay your bills or deposit money
  • Use your credit or debit card
Why can’t I limit all sharing? Federal law gives you the right to limit only
  • sharing for affiliates’ everyday business purposes—information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.
  • OK Members First Federal Credit Union has no affiliates.
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.
  • OK Members First Federal Credit Union does not share with nonaffiliates so they can market to you.
Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • OK Members First Federal Credit Union doesn't jointly market.

Other Important Information

Use caution when disclosing your account numbers, social security numbers, etc. to other persons. If someone calls you explaining the call is on behalf of the credit union and asks for your account number, you should beware. Official credit union staff will have access to your information and will not need to ask for it.

Keep your information with us current. If your address or phone number changes, please let us know. It is important that we have current information on how to reach you.