Loans

Limited time only.  Rates subject to change without notice

Great Members Deserve Great Loan Rates - And We Deliver!

Does your old wreck of a vehicle have you stuck in traffic? Are you looking for a new boat, RV, or motorcycle? Maybe you just need some extra cash to tide you over until the next paycheck arrives.

No matter the personal financial need, OK Members First Federal Credit Union has the right loan for you. If you are looking for a new or used automobile and need a great deal on financing, stop by or call us first! The call could save you money!

Current Loan Promotions

Great Loan Rates are Standard at OK Members First FCU! Finance your new or used car, truck, or van with us today!

All year round, take advantage of our unbelievably Low Low Annual Percentage Rate Loans at OK Members First Federal Credit Union.

For more information, call 918-663-2050.

Rate Ranges as of: 2/01/2024

Limited time only.  Rates subject to change without notice

• *APR = Annual Percentage Rate

• Rates are based on individual credit score

• If payment is electronic, subtract .25% from the APR

• Rate reduction does not apply to Payday Loan or Share/CD Secured Loans

• Rates are subject to change without notice

• Call for extended terms (if available)

• Some restrictions may apply

Guaranteed Asset Protection (GAP)

How do you know if your vehicle is adequately protected by your primary insurance carrier?

Ask yourself the following questions:

• After I drive off the auto dealer’s lot, will I owe more on my vehicle than it’s worth? (Vehicles depreciate by thousands of dollars after purchasing)

• Will I put less than 20% down on the purchase of my vehicle?

Answering “yes” to either question means your vehicle may not be completely protected. You could be responsible for paying the difference between your primary insurance settlement (vehicle’s actual cash value) and your loan balance in the event your vehicle is stolen, accidentally damaged beyond repair, or declared a total loss. This could add up to thousands of dollars out of your pocket. You’ll pay on a vehicle you no longer drive, plus you still have to purchase a new vehicle.

GAP helps ease your financial burden by paying the potentially high-cost difference between your insurance settlement & your loan balance.

Extended Protection Plans

Your vehicle is a major investment! Next to your home, it is probably the biggest investment you’ll ever make.

That is why purchasing an Extended Protection Plan from OK Members First is a wise choice. Our protection plans are sponsored by Old Republic Insured Automotive Services, which is located in Tulsa, OK. Our protection plans can help ensure that the investment in your vehicle is protected and reduces the possibility of out-of-pocket expenses that arise from mechanical and electrical repairs that occur when your vehicle suffers an unexpected mechanical failure.

Our plans are tailor-made to fit your driving habits. Call us today to make sure your investment is covered!

Credit Life Protection

Credit life insurance may be a great policy for protecting your family from the unexpected.

If you have a loan taken out in your name and you pass away, your family would endure the responsibility of paying it back. With credit life insurance, you are covering the costs of your loan, so your family won’t have to stress about it. The way the credit life insurance works is that upon your death, the policy pays for the remaining balance of the loan or the maximum the policy is willing to pay, whichever is less.

Some of the benefits of the credit life protection policy include:

• It protects your family from the financial burden of your loan (or reduces it)

• Your income, collateral, and credit rating are protected

• Coverage is provided at home and at work

• Peace of mind for all involved

Credit Disability Protection

Credit Disability Insurance makes payments up to the contract limit should an insured member become totally disabled due to a covered accident or illness. Choosing Credit Disability Protection should be a part of your financial plan. Families that rely on two incomes can be financially devastated by an unplanned total disability that lasts more than a few weeks. Even if a member has a disability plan through their employer, those plans rarely provide more than 60% to 70% of salary, which helps but still represents a substantial cut in salary at a financially stressful time.

Some of the benefits of the credit disability protection policy include:

• Makes loan payments, up to the policy maximum, if a covered disability occurs

• Helps protect credit rating and collateral

• Helps reduce the financial burden on borrowers and their families

• Premium is included in loan payment for added convenience

• Eliminates separate enrollment forms and physical exams

• Provides coverage for members up to age 66 and working at least 25 hours per week

• Recognized as a good consumer value