Accounts

Limited time only.  Rates subject to change without notice


Checking, Savings, CDs, and IRA Accounts - we have them all!

When you open an OK Members First Account, you will see the cash add up fast! Get all the services of the "Big Banks" but with the personal service only available from a hometown credit union.

We offer checking, savings, and IRA Savings Accounts for all our members. Additionally, if you are looking for a great rate on Certificates of Deposit, OK Members First offers some of the best interest rates in town.


OK Members First Checking

A share draft account is designed to meet your everyday needs. Among its convenient features are direct deposit, automatic debits for bill paying, TransFund Debit Card usage within the worldwide CIRRUS network, and FREE online bill payment.

TransFund Debit Card is available (must qualify) to use as an ATM card or to use instead of cash, credit, or writing a check. It can be used wherever VISA is accepted. This type of card gives you round-the-clock access to your share draft account. There is a small monthly charge to all accounts - including retired members - for TransFund card services.

We provide our retired members, age 55 and older, free share/draft checks with no monthly service fees outside of ATM services.

Maintain a $300 account balance and receive "NO MONTHLY SERVICE CHARGES."


OK Members First Savings

An OK Members First Share Account is an ordinary savings account and is designed to help you save money. Deposits can be made by cash, check, mail, or direct deposit. There is no dollar limit on savings accounts.

Dividends are paid on regular savings accounts on the last day of each quarter. As long as you do not close your savings account, you will earn dividends for the time your money was on deposit during that quarter.

The rate of dividend is determined by the board of directors at the board meeting held in the last month of the quarter. You must have a primary share/savings account at OK Members First, with a minimum deposit of $25.00, to make use of other credit union services. As long as you have an open account, your membership with OK Members First is guaranteed. All Share Savings Accounts are federally insured by NCUA.


OK Members First CDs

Certificates of Deposits from OK Members First make excellent investments for members who do not need immediate access to their invested funds, want to invest for longer periods, and look to obtain high rates of return. We have a rate that will meet your needs.

Call OK Members First at (918) 663-2050 for our current Dividend Rate and Annual Percentage Yield.


OK Members First Money Market Account

A Share Draft account is designed to meet your everyday needs. Among its convenient features are direct deposit, automatic debits for bill paying, TransFund Debit Card usage within the worldwide CIRRUS network, and FREE online bill payment.

TransFund Debit Card is available (must qualify) to use as an ATM card or to use instead of cash, credit, or writing a check. It can be used wherever VISA is accepted. This type of card gives you round-the-clock access to your share draft account. There is a small monthly charge to all accounts - including Retired Members - for TransFund card services.

We provide our retired members age 55 and older, free Share/Draft checks with no monthly service fees outside of ATM services.

Maintain a $300 account balance and receive "NO MONTHLY SERVICE CHARGES."


Deposit Rate Ranges as of: 06/05/2023

Deposit Type Minimum Deposit Rate APY**
6-Month Certificate* $10,000.00 1.530% 1.541%
1-Year Certificate* $1,000.00 2.160% 2.182%
15 Month Certificate* (PROMO RATE) $1,000.00 5.500%
2-Year Certificate* $1,000.00 2.390% 2.416%
3-Year Certificate* $1,000.00 2.298% 2.470%
4-Year Certificate $1,000.00 Call for rates Call for rates
5-Year Certificate $1,000.00 Call for rates Call for rates
IRA 1-Year Certificate $1,000.00 2.160% 2.182%
IRA 2-Year Certificate $1,000.00 2.390% 2.416%
IRA Share Account N/A 0.35% 0.35%
Regular Savings Account $25.00 0.15% 0.15%
Variable Rate Savings Account $2,500.00 0.35% 0.35%
  • *Promotional rates - limited time only

  • Additional Terms may be available

  • Rates are subject to change at any time and without notice